PMMVY gives ₹5,000 maternity benefit for the first child and ₹6,000 for second child if a girl. Pregnant women can apply at pmmvy.nic.in or Anganwadi centre. Full 2026 eligibility and step-by-step guide.
PMMVY के तहत पहले बच्चे पर ₹5,000 और दूसरी बेटी पर ₹6,000 मिलते हैं। pmmvy.nic.in या आंगनवाड़ी केंद्र पर आवेदन करें। 2026 पात्रता और पूरी प्रक्रिया यहाँ जानें।
📢 Update — PMMVY 2.0 Now Covers Second Girl Child Too:
Under PMMVY 2.0, the scheme was expanded to cover the second child as well — provided the second child is a girl. The second girl child gets a one-time benefit of ₹6,000 credited directly to the mother's bank account. First-child benefits remain ₹5,000 paid in two installments. Apply within 270 days of pregnancy or 180 days of the child's birth.
⚡ Key Facts at a Glance
Pradhan Mantri Matru Vandana Yojana (PMMVY) is a centrally sponsored maternity benefit scheme that provides cash incentives to pregnant and lactating women to partially compensate for wage loss during pregnancy and to improve health and nutrition. For the first child, the scheme pays ₹5,000 in two installments — ₹3,000 after completing ante-natal check-ups and ₹2,000 after the child's birth registration and first vaccination cycle. Under PMMVY 2.0, the second child — if a girl — gets ₹6,000 in a single payment, encouraging families to welcome and invest in their daughters.
The scheme is available to all women aged 19 years and above who are pregnant for the first time (or second time with a girl child) and are not already receiving maternity benefits under any other central or state government scheme (such as ESI or central government service benefits). A family with a daughter as second child and the mother applying within the time limit will receive ₹11,000 in total — ₹5,000 for the first child plus ₹6,000 for the second girl. This article explains the complete application process, installment schedule, and what to do if your payment is stuck.
Who is Eligible for PMMVY 2026
- ✅ All pregnant women aged 19 years or above at the time of pregnancy
- ✅ Women pregnant for the first time — ₹5,000 benefit applies
- ✅ Women pregnant with second child — ₹6,000 benefit only if the second child is a girl
- ✅ Women from all economic backgrounds — no income limit for PMMVY
- ✅ Both rural and urban women can apply
- ❌ NOT eligible: Women who are employees of central/state government (they get maternity benefits under service rules)
- ❌ NOT eligible: Women covered under Employees' State Insurance (ESI)
- ❌ NOT eligible: Women who already received benefit for third or subsequent pregnancies
- ❌ NOT eligible: Women who apply after 270 days of Last Menstrual Period (LMP) for first installment
PMMVY Installment Schedule — When You Get the Money
| Installment | Amount | Condition to Receive |
|---|---|---|
| First Child — Installment 1 | ₹3,000 | After completing at least one ANC (ante-natal check-up) and registering pregnancy at AWC/health centre within 270 days of LMP |
| First Child — Installment 2 | ₹2,000 | After child birth registration + child receives first dose of OPV and Hepatitis B vaccine |
| Second Child (Girl only) — Single Installment | ₹6,000 | After delivery of second child (girl) and registration at AWC within 180 days of birth |
How to Apply for PMMVY 2026 — Step-by-Step
- Register at Anganwadi Centre (AWC): Visit your nearest Anganwadi Centre as soon as you know you are pregnant — ideally within the first trimester. The AWC worker (Anganwadi Sevika) will register your pregnancy in the PMMVY system and give you a PMMVY registration number.
- Complete first ANC check-up: Get your first Ante-Natal Care (ANC) check-up done at a government health facility (PHC, CHC, or government hospital). Collect the ANC card/booklet stamped by the health worker. This triggers eligibility for the first ₹3,000 installment.
- Apply online at pmmvy.nic.in: Visit pmmvy.nic.in → "Beneficiary Login" → Register with Aadhaar and mobile number → Fill Form 1A (for first installment) with pregnancy details, ANC date, bank account, and Aadhaar number.
- After delivery — apply for installment 2: After child birth, register the birth (at AWC or municipal office) and ensure the child receives first OPV and Hepatitis B vaccination. Then submit Form 1B at the AWC or online at pmmvy.nic.in for the ₹2,000 second installment.
- For second girl child benefit: Apply within 180 days of delivery using Form 2 at AWC or pmmvy.nic.in. Submit proof that the child is a girl (birth certificate mentioning sex) and your bank details. The ₹6,000 is credited in one payment.
- Track your payment: Login at pmmvy.nic.in → "Check Beneficiary Status" → enter Aadhaar number → view installment status, amount, and payment date.
Documents Required for PMMVY Application
| Document | Purpose | Notes |
|---|---|---|
| Aadhaar Card (Mother) | Identity + DBT payment | Aadhaar must be linked to bank account |
| Aadhaar Card (Husband/Father) | Family verification | Required for Form 1A |
| MCP Card / ANC Record | Proof of ante-natal check-up | Issued at government health facility |
| Bank Passbook (Mother's account) | Benefit credited to mother only | Must be in mother's name, Aadhaar-seeded |
| Child's Birth Certificate (for installment 2) | Proof of live birth | From hospital or municipal body |
| Vaccination Record (for installment 2) | Proof of first immunisation cycle | OPV + Hepatitis B — from AWC or PHC |
Common PMMVY Problems and Solutions
| Problem | Reason | Solution |
|---|---|---|
| Payment not received after months | Bank account not Aadhaar-linked or account inactive | Visit bank for Aadhaar seeding; check status at pmmvy.nic.in |
| Application rejected — "not eligible" | Applied after deadline (270 days from LMP) or duplicate entry | Re-verify dates; contact district WCD office for review |
| Applied offline at AWC — no record online | AWC worker didn't enter data digitally | Visit AWC immediately; demand digital entry with reference number |
| Second child ₹6,000 not paid (girl child) | Applied beyond 180 days of delivery or wrong form used | Contact CDPO (Child Development Project Officer) at your block office |
| Bank account in husband's name | Benefit only goes to mother's own account | Open a Jan Dhan or savings account in mother's name; update in PMMVY portal |
Important Dates & Deadlines — PMMVY 2026
- 📅 Installment 1 Application Deadline: Within 270 days of LMP (first day of last menstrual period)
- 📅 Installment 2 Application: Within 180 days of child birth, after first vaccination cycle
- 📅 Second Girl Child Benefit: Within 180 days of delivery of second child (girl)
- 📅 Payment Timeline: Typically 45–90 days after application verification
Frequently Asked Questions — PMMVY 2026
Q: I already have one child — can I get PMMVY benefit for my second pregnancy?
Only if your second child is a girl. Under PMMVY 2.0, the second-child benefit of ₹6,000 is exclusively for families where the second child is a girl, to encourage gender equality. If your second child is a boy, you are not eligible for PMMVY for the second pregnancy. There is no benefit for third or subsequent pregnancies under PMMVY.
Q: Can I apply at the hospital or only at the Anganwadi Centre?
You can apply both ways. Online applications can be submitted directly at pmmvy.nic.in. Offline applications are accepted at Anganwadi Centres (AWC), PHCs (Primary Health Centres), and district Women and Child Development offices. In cities, you can apply at urban health centres or CSCs. However, the Anganwadi Centre is the most convenient and most common entry point — the AWC worker guides you through the entire process.
Q: I had a miscarriage / stillbirth — can I re-apply for PMMVY for the next pregnancy?
Yes. In case of miscarriage or stillbirth, the pregnancy is not counted as a "live birth" for PMMVY purposes. You are eligible to re-apply in your next pregnancy as if it were your first eligible pregnancy. Carry the medical certificate from the hospital confirming miscarriage/stillbirth when re-applying, and inform the AWC worker of the previous application history.
Q: My Aadhaar is not linked to my bank account — what do I do?
PMMVY payments go directly to your Aadhaar-linked bank account via DBT. If your account is not Aadhaar-seeded, visit your bank branch with your Aadhaar card and passbook and request "Aadhaar seeding" or "NPCI mapping." This takes 3–7 working days to activate. After seeding is confirmed, update your bank details on pmmvy.nic.in or inform your AWC worker to update the record.
Q: Is PMMVY different from Janani Suraksha Yojana (JSY)?
Yes, they are different schemes with different benefits. PMMVY provides ₹5,000–₹6,000 for nutrition and wage-loss compensation during pregnancy and early motherhood. JSY provides ₹1,400 (rural) or ₹1,000 (urban) cash incentive for institutional delivery (delivering in a government hospital). Both can be received — you are eligible for JSY on top of PMMVY since they are separate entitlements.
Q: My state also has a separate maternity scheme — can I get both?
This depends on the state. Some states operate their own maternity benefit schemes that are integrated with PMMVY (you apply once and get both benefits). Others have separate schemes. Generally, PMMVY explicitly states you cannot receive another central government maternity scheme simultaneously. State schemes may or may not be allowed in addition. Check with your AWC worker or district WCD office about what applies in your state.
Q: How do I check if my PMMVY application was approved and when money will come?
Go to pmmvy.nic.in → "Check Beneficiary Status" → enter your Aadhaar number and mobile OTP → view your application status. Status stages are: Registered → Verified by AWC → District Approved → Payment Processed → Amount Credited. If stuck at "AWC Verified" for more than 45 days, contact your CDPO (Child Development Project Officer) at the block office.
Q: My second child is a boy — am I eligible for any other scheme?
For second child (boy), PMMVY does not apply. However, you can explore: (1) Janani Suraksha Yojana (JSY) — cash for institutional delivery regardless of child number, (2) State-specific maternity schemes that may not have the girl child condition, (3) Ayushman Bharat for cashless delivery hospitalisation, (4) National Food Security Act entitlement for nursing mother's nutrition ration. Contact your AWC for state-specific options.
PMMVY Helpline & Grievance
- 📞 Women Helpline: 181 (toll-free, 24×7 — for PMMVY queries and complaints)
- 🌐 Official Portal: pmmvy.nic.in
- 🌐 Ministry of WCD: wcd.nic.in
- 🌐 Grievance Portal: pgportal.gov.in → Women and Child Development → PMMVY
- 🏢 Offline Help: Visit nearest Anganwadi Centre or district CDPO office
Also see our guide on Ayushman Bharat free delivery hospitalisation and the full list of women-focused government schemes for 2026.
📋 संक्षिप्त जानकारी (हिंदी में)
प्रधानमंत्री मातृ वंदना योजना (PMMVY) के तहत पहले बच्चे पर गर्भवती महिला को ₹5,000 (दो किस्तों में) और दूसरे बच्चे के रूप में बेटी होने पर ₹6,000 (एक किस्त में) सीधे माँ के बैंक खाते में मिलते हैं। आवेदन गर्भावस्था के 270 दिन के अंदर pmmvy.nic.in पर या नजदीकी आंगनवाड़ी केंद्र पर करना जरूरी है। भुगतान केवल माँ के आधार-लिंक्ड बैंक खाते में जाता है। किसी भी समस्या पर महिला हेल्पलाइन 181 पर कॉल करें या पोर्टल पर स्टेटस जांचें।
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