UP मुख्यमंत्री आवास योजना 2026 में PM Awas से छूटे गरीब परिवारों को राज्य सरकार पक्का मकान देती है। पात्रता, सूची और आवेदन की पूरी जानकारी।
UP मुख्यमंत्री आवास योजना 2026 में PM Awas से छूटे गरीब परिवारों को राज्य सरकार पक्का मकान देती है।
मुख्यमंत्री आवास योजना UP — परिचय
उत्तर प्रदेश सरकार की मुख्यमंत्री आवास योजना उन ग्रामीण गरीब परिवारों के लिए है जो PMAY-G (प्रधानमंत्री आवास योजना ग्रामीण) की प्रतीक्षा सूची में हैं लेकिन अब तक मकान नहीं मिला। राज्य सरकार ऐसे परिवारों को ₹1,20,000 की सहायता देकर पक्का मकान बनवाती है।
मुख्य लाभ
| विवरण | राशि/सुविधा |
|---|---|
| निर्माण सहायता | ₹1,20,000 |
| शौचालय सहायता | ₹12,000 (SBM से) |
| MNREGA मजदूरी | 90 दिन तक |
| भुगतान माध्यम | DBT — किस्तों में |
पात्रता
- BPL / SECC सूची में नाम होना चाहिए
- परिवार के पास पक्का मकान न हो
- PMAY-G प्रतीक्षा सूची में नाम हो
- UP का स्थायी निवासी
आवेदन प्रक्रिया
- ग्राम पंचायत कार्यालय में आवेदन जमा करें
- ग्राम प्रधान द्वारा सत्यापन होगा
- ब्लॉक अधिकारी अनुमोदन करेंगे
- DBT के ज़रिए पहली किस्त खाते में आएगी
अक्सर पूछे जाने वाले सवाल
PMAY और CM Awas में क्या फर्क है?
PMAY केंद्र सरकार की योजना है; CM Awas UP राज्य सरकार की — जो PMAY से छूटे परिवारों को लाभ देती है।
आवेदन के बाद कितने दिन में मकान मिलता है?
स्वीकृति के 18-24 महीने में निर्माण पूरा होता है।
Why UP Runs Its Own Awas Yojana Alongside PMAY-G
Uttar Pradesh has the largest rural population of any Indian state — over 15 crore people, roughly 3 crore rural households — and PMAY-G alone has never been sized to cover the full state need. The central PMAY-G scheme uses the 2011 SECC survey as its base beneficiary list, and a large section of genuinely poor UP households were left out of that survey either because of enumeration errors or because they were categorised as marginal but not "houseless." The Mukhyamantri Awas Yojana was created specifically to reach these gap households — families who are visibly kachcha-house dwellers but whose 2011 SECC entry does not qualify them for PMAY-G.
The Installment Structure You Need to Plan For
The ₹1.20 lakh state assistance is not paid as a single lump sum. It arrives in three installments tied to construction milestones: the first tranche of ₹40,000 lands after the plot is verified and foundation work begins, the second tranche of ₹50,000 after lintel-level construction is inspected by the Panchayat Sachiv, and the final ₹30,000 after roofing is complete. Between the first two tranches, most families need to bridge with their own savings or a small MNREGA-wage top-up (the scheme allows 90 days of MNREGA labour on your own house). Plan the construction sequence so that verification-ready milestones align with the tranche cycle — many families delay lintel work waiting for the second tranche, which just extends the whole build by months.
The Common Rejection Reasons Nobody Warns You About
- Land title in the wrong family member's name. The scheme requires the plot to be in the applicant's name (or joint with spouse). If the family plot is in a father-in-law's name and he has not transferred title, the application stalls at the Panchayat Sachiv verification stage.
- Existing kutcha structure not documented. The application requires geo-tagged photos of the existing kutcha house at multiple angles. Many applicants send only one blurry photo — the Block Development Officer rejects and asks for resubmission, which typically adds 2-3 months.
- Bank account not Aadhaar-linked at the time of application. This is the single most common reason the first tranche gets held up even after sanction. Verify the linking at the branch before you file.
- MNREGA job card in a different family member's name. The 90-day MNREGA-wage entitlement flows through the applicant's own job card — if the job card is in the son's name and the applicant is the father, the wages go to the son, not into the construction budget.
Where to Track Status and File Grievances
Application status can be tracked on pmayg.nic.in (the central portal, which also shows CM Awas approvals) using the beneficiary ID or Aadhaar number. For UP-specific grievances (delayed sanction, missing installment, Panchayat Sachiv not responding), the escalation route is the Jansunwai Samadhan portal at jansunwai.up.gov.in — file the complaint online with the beneficiary ID, and the BDO gets a system-generated escalation notice with a 30-day response window. This is more effective than calling the block office.
🇮🇳 हिंदी में पढ़ें (Read in Hindi)
मुख्यमंत्री आवास योजना UP — हिंदी में जानकारी
उत्तर प्रदेश के वे ग्रामीण परिवार जो PMAY की सूची में हैं लेकिन मकान नहीं मिला, उन्हें राज्य सरकार ₹1.20 लाख की मदद से पक्का घर बनवाती है। साथ में शौचालय के लिए ₹12,000 और MNREGA की मजदूरी भी मिलती है।
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