<?xml version="1.0" encoding="UTF-8"?>
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- sitemap/0.xml — Core pages + popular central schemes (44 URLs, priority 0.95–1.0) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/0.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/1.xml — All central government schemes (211 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/1.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/2.xml — State listing pages (28 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/2.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/3.xml — State scheme detail pages (429 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/3.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/4.xml — Union Territory pages (46 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/4.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/5.xml — Housing lottery schemes (62 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/5.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/6.xml — Scholarship schemes (20 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/6.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/7.xml — Category hub pages (12 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/7.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
  <!-- sitemap/8.xml — Blog and news articles (94 URLs) -->
  <sitemap>
    <loc>https://schemesinindia.in/sitemap/8.xml</loc>
    <lastmod>2026-05-24</lastmod>
  </sitemap>
</sitemapindex>
