<?xml version="1.0" encoding="UTF-8"?>
<!-- Sitemap INDEX. Next.js generateSitemaps() serves the sub-sitemaps at
     /sitemap/0.xml … /sitemap/8.xml but does NOT serve a top-level /sitemap.xml
     index — so this static index is required (robots.txt points here). It lists
     ONLY 0–8 (all indexable). The retired regional sub-sitemaps 9–18 (/mr /hi /ta…)
     are intentionally NOT listed — those pages are noindexed. The sub-sitemaps
     themselves already exclude noindexed/thin pages (see app/sitemap.ts filter). -->
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <sitemap><loc>https://schemesinindia.in/sitemap/0.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/1.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/2.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/3.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/4.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/5.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/6.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/7.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
  <sitemap><loc>https://schemesinindia.in/sitemap/8.xml</loc><lastmod>2026-06-01</lastmod></sitemap>
</sitemapindex>
